Cozy up to An Extra $500 - Desktop
Cozy up to An Extra $500 - Desktop
Cozy up to An Extra $500 - Tablet
Cozy up to An Extra $500 - Tablet
Cozy up to An Extra $500 - Mobile
Cozy up to An Extra $500 - Mobile

Move your money & mortgage under one roof

Move your money & mortgage under one roof

You already trust us with your mortgage. Why not your banking? Get $5001 on us! Pad your pocket with $300 when you open a checking account and $200 with a new savings account.

Blue Arrow - Desktop
Blue Arrow - Desktop

GET $3002

WITH
TOTAL ACCESS CHECKING

With online banking and free ATMs nationwide3, Total Access Checking gives you total control over your money–where and when you need it.

  • $100 required to open

  • Enroll in online banking

  • Activate e-statements through the bank website

  • Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period4

GET $2005

WITH
STATEMENT SAVINGS

Life is full of surprises. With no minimum required to open a Statement Savings account and $200 on us, we’ll help you stay ready for them.

  • Deposit $15,000 in new money6

  • Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened7

GET $3002

WITH
TOTAL ACCESS CHECKING

With online banking and free ATMs nationwide3, Total Access Checking gives you total control over your money–where and when you need it.

  • $100 required to open

  • Enroll in online banking

  • Activate e-statements through the bank website

  • Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period4

GET $2005

WITH
STATEMENT SAVINGS

Life is full of surprises. With no minimum required to open a Statement Savings account and $200 on us, we’ll help you stay ready for them.

  • Deposit $15,000 in new money6

  • Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened7
     


These special offers are ONLY available on this webpage.

Get what you need to manage your money

Cardless Cash Icon

 

CARDLESS CASH

Withdraw cash using your smartphone.

 

Check Deposit Icon

 

CHECK DEPOSIT

Make deposits from your smartphone.

 

Debit Alerts Icon

 

DEBIT ALERTS

Protect your account with card controls.

 

Zelle Icon


CARDLESS CASH

Withdraw cash using your smartphone.
 


CHECK DEPOSIT

Make deposits from your smartphone.
 


DEBIT ALERTS

Protect your account with card controls.
 


ZELLE®

Send money fast, safe and easily with access to Zelle®8
 


ZELLE®

Send money fast,
safe and easily with
access to Zelle®8

 

ZELLE®

Send money fast, safe and easily
with access to Zelle®8
 

Set your junior saver up for financial success

Set your junior saver up for financial success

It’s never too early to begin planning for your kids’ success. Open a Junior Savers Account today, and get them on the path toward a bright financial future.

Bank Like A Local
Bank Like A Local
Bank Like A Local
Bank Like A Local

Bank like a local

Bank like a local

All of the tools and services to handle your finances your way, with the personal touch of a true neighborhood bank. Win win.

Experience the Wintrust difference with free community events and educational seminars, exclusive clubs and complimentary services such as coin counting9.


1. General Information. These Total Access Checking and Statement Savings account bonus offers are valid for new accounts opened January 1, 2021 through December 31, 2021. These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location. 2. Total Access Checking Bonus Information. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 3. ATM Fees. There is no WTFC transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States. 4. Total Access Checking Bonus Qualifications. (i) Open a new Total Access Checking account, (ii) tell us you are aware of this Total Access Checking account bonus offer at account opening; (iii) have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’). For example, if you open your new account in January, you would need to have “Direct Deposits” made to your new account in February totaling $500 or more and in March totaling $500 or more; and (iv) enroll in online banking and activate e-statements within the Qualification Period. A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period. BANKER INSTRUCTIONS: Enter offer code WFCWM00TA300 account opening. 5. Statement Savings Bonus Information. If you qualify for this Statement Savings bonus offer, you are ineligible to receive this Statement Savings bonus offer or any other savings interest rate offer from any other WTFC location. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 6. New Money. New money is defined as money not held at any WTFC location. 7. Statement Savings Bonus Qualifications. (i) Open a new Statement Savings account; (ii) tell us you are aware of this Statement Savings account bonus offer at account opening; (iii) deposit $15,000.00 or more of new money, defined as money not held at any WTFC location; and (iv) maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened (‘Qualification Period’). After you have completed all of the above bonus qualifications, we will deposit the $200.00 bonus payment into your new account within 30 calendar days after the Qualification Period. We will use your balance in your new account as of the last business day of each of the 3 calendar months to determine if the minimum balance requirement was met. Fees may reduce earnings. A maintenance fee of $5.00 will be imposed every month if the daily balance on any day of the month falls below $200.00. Transaction limitations may apply. BANKER INSTRUCTIONS: Enter offer code WFCWM00SA200 during account opening. 8. Zelle. Zelle® is intended for sending money to family, friends and people you know. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Dollar and frequency limits apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 9. Coin Counting. Free coin counting available for consumer households, business customers, and nonprofits. Fees may apply for non-customer businesses.