Rates as of: April 28, 2008
Deposit Rates |
|
Account Type |
From |
To |
Interest Rate |
APY |
|
N.O.W. Account |
$0 |
$24,999 |
0.20% |
0.20% |
|
|
$25,000.00+ |
|
0.25% |
0.25% |
|
Single Solution Checking |
$0 |
$799 |
0.00% |
0.00% |
|
|
$800 |
$1,999 |
0.25% |
0.25% |
|
|
$2,000 |
$9,999 |
0.70% |
0.70% |
|
|
$10,000 |
$49,999 |
1.49% |
1.50% |
|
|
$50,000 |
$99,999 |
2.08% |
2.10% |
|
|
$100,000+ |
|
2.47% |
2.50% |
|
Junior Savers Club |
All Balances |
|
0.75% |
0.75% |
|
Savings Account |
All Balances |
|
0.50% |
0.50% |
|
Supreme Money Market Account |
$0 |
$1,999 |
0.20% |
0.20% |
|
|
$2,000 |
$24,999 |
0.70% |
0.70% |
|
|
$25,000 |
$49,999 |
1.00% |
1.00% |
|
|
$50,000+ |
|
1.09% |
1.10% |
|
Treasury Market Index |
$5,000+ |
|
1.50% |
1.51% |
Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are variable and subject to change after the account is opened. Fees may reduce earnings. Regular Savings Accounts require a minimum balance of $200.00. Money Market Accounts require a minimum balance of $2,000.00. Treasury Market Index Accounts require a minimum balance of $5,000.00.
Variable Rate Certificates of Deposit |
|
Term |
From |
To |
Interest Rate |
APY |
|
12 Months |
$5,000.00+ |
|
1.50% |
1.51% |
Fixed Rate Category Certificates of Deposit |
Regular Rate |
Term |
From |
To |
Interest Rate |
APY |
|
3 Months |
$1,000 |
$24,999 |
1.49% |
1.50% |
|
6 Months |
$1,000 |
$24,999 |
1.54% |
1.55% |
|
12 Months |
$1,000 |
$24,999 |
1.83% |
1.85% |
|
18 Months |
$1,000 |
$24,999 |
1.93% |
1.95% |
|
24 Months |
$1,000 |
$24,999 |
2.08% |
2.10% |
|
30 Months |
$1,000 |
$24,999 |
2.08% |
2.10% |
|
36 Months |
$1,000 |
$24,999 |
2.13% |
2.15% |
|
48 Months |
$1,000 |
$24,999 |
2.28% |
2.30% |
|
60 Months |
$1,000 |
$24,999 |
2.67% |
2.70% |
Founder's, Platinum Preferred, Lake Forest/Lake Bluff Account |
|
Term |
From |
To |
Interest Rate |
APY |
|
3 Months |
$1,000 |
$24,999 |
1.56% |
1.58% |
|
6 Months |
$1,000 |
$24,999 |
1.62% |
1.63% |
|
12 Months |
$1,000 |
$24,999 |
1.92% |
1.94% |
|
18 Months |
$1,000 |
$24,999 |
2.03% |
2.05% |
|
24 Months |
$1,000 |
$24,999 |
2.18% |
2.21% |
|
30 Months |
$1,000 |
$24,999 |
2.18% |
2.21% |
|
36 Months |
$1,000 |
$24,999 |
2.24% |
2.26% |
|
48 Months |
$1,000 |
$24,999 |
2.39% |
2.42% |
|
60 Months |
$1,000 |
$24,999 |
2.80% |
2.84% |
Jumbo Fixed Certificates of Deposit |
Regular Rate |
|
Term |
From |
Interest Rate |
APY |
|
3 Months |
$25,000+ |
1.59% |
1.60% |
|
6 Months |
$25,000+ |
1.64% |
1.65% |
|
12 Months |
$25,000+ |
1.93% |
1.95% |
|
18 Months |
$25,000+ |
1.98% |
2.00% |
|
24 Months |
$25,000+ |
2.13% |
2.15% |
|
30 Months |
$25,000+ |
2.13% |
2.15% |
|
36 Months |
$25,000+ |
2.18% |
2.20% |
|
48 Months |
$25,000+ |
2.47% |
2.50% |
|
60 Months |
$25,000+ |
2.76% |
2.80% |
Founder's, Platinum Preferred, Community Accounts |
|
Term |
From |
Interest Rate |
APY |
|
3 Months |
$25,000+ |
1.67% |
1.68% |
|
6 Months |
$25,000+ |
1.72% |
1.74% |
|
12 Months |
$25,000+ |
2.03% |
2.05% |
|
18 Months |
$25,000+ |
2.08% |
2.10% |
|
24 Months |
$25,000+ |
2.24% |
2.26% |
|
30 Months |
$25,000+ |
2.24% |
2.26% |
|
36 Months |
$25,000+ |
2.29% |
2.31% |
|
48 Months |
$25,000+ |
2.59% |
2.62% |
|
60 Months |
$25,000+ |
2.90% |
2.94% |
A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00. The minimum balance required to open a variable rate Certificate of Deposit is $5,000.00. The Rate and Annual Percentage Yield (A.P.Y.) on a variable rate Certificate of Deposit may change after the account is open. Fees may reduce earnings. Rates on other maturities available on request. Please contact a personal banker for additional information.
For current rate information please call 847-234-2882
Member FDIC