The Community Account

Whether you've just moved to the area or are a longtime resident, The Community Account offers a whole bundle of benefits that have no fee or are free for three years.

You can utilize some or all of the following benefits:

  • An interest bearing NOW Checking Account 
  • There is a daily minimum or average daily balance requirement to avoid a monthly service charge(no charge for three years)¹ 
  • FREE checks-no charge for order of safety paper checks 
  • FREE On-line Banking and FREE Bill Pay
  • Free imaged checks option with CheckManager Plus® 
  • A low rate Home Equity Line of Credit²
  • FREE, no fee Visa® Credit Card and no extra fee Star®sf ATM Card³
  • No fees when you purchase Cashier's Checks and American Express Travelers Checks


To take advantage of some or all of these benefits, all you have to do is open this NOW Account with any amount. Then open any additional account (savings, money market, or certificate of deposit) with an initial deposit of $3,000.


¹Other fees, such as overdraft charges, and fees for special services may apply.  ²Pending application approval.  Please call the bank for disclosures on this product.  ³Pending application approval.  Please call the bank for disclosures on this product. 


It's Easy To Open This Account


Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Also check out our overdraft protection option. Please contact us if you have any questions.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, physical address, date of birth, taxpayer identification number and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents. We will let you know if additional information is required.